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AP MacroeconomicsFinancial Sector & Loanable Funds

Loanable Funds Market

The market where savers supply funds and borrowers demand funds for investment, determining the real interest rate.

The supply comes from private and public saving, while demand comes from borrowers seeking loans for investment. The equilibrium real interest rate balances saving and investment. Shifts in either curve change the interest rate and the quantity of loanable funds.

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